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Government financing programs for home retrofits in Alberta

Updated on February 29, 2024

4-minute read

Government financing programs for home retrofits in Alberta

Updated on February 29, 2024

4-minute read

What are the differences between the Canada Greener Homes Loan and Clean Energy Improvement Program?

Clean Energy Improvement Program (CEIP) is a new financing program offered by certain municipalities in Alberta, providing you with access to competitive financing for energy efficiency and renewable energy upgrades for your home or business, which will help lower your energy bill. Unlike other financing programs, you can repay it through your regular property tax bill and transfer the payments over to the new property owner should you decide to sell.

Family with young boy shaking hands with contractor
Family with young boy shaking hands with contractor
Family with young boy shaking hands with contractor

Are you interested in applying? Calgary, Athabasca, Canmore, Leduc and Rocky Mountain House are now accepting Pre-Qualification submissions for CEIP.

The Canada Greener Homes Initiative is another government financing program offering interest-free loans to help cover the costs of significant home retrofits recommended by an energy advisor. Learn more about the Canada Greener Homes Loan.

Trying to decide between the Canada Greener Homes Loan and CEIP? Choose the right financing option for your needs:

  Clean Energy Improvement Program Canada Greener Homes Loan

Where is this program offered?
  • Now Accepting - Calgary, Athabasca, Canmore, Leduc, Rocky Mountain House and Devon
  • Opens Soon – Lethbridge
  • Closed - Edmonton and St. Albert

Canada-wide

Who can apply?

Homeowners and Commercial Property Owners

Homeowners Only

Interest Payment

Each municipality sets their own interest rate

Interest-free for 10 years

Financing Term

Up to 20 years depending on the project type

10 years

Maximum Funding

$50,000

$40,000

Minimum Funding

$3,000

$5,000

Repayment Conditions

Financing is tied to the property, not the property owner. If the property is sold, the new owner assumes responsibility for repayment, while also enjoying the benefits provided by the upgrades.

The current property owner is responsible for repaying this loan even if they sell the property.

EnerGuide Home Evaluation

Required to apply

Required to apply

Special Conditions

Requires consent from mortgage provider to participate in the program

None

Eligible Upgrades

Clean Energy Improvement Program

Canada Greener Homes Loan

Doors, Windows, Insulation & Air Sealing

Yes

Yes

Space Heating

Yes

Yes

Heat Pumps

Yes

Yes

Air Conditioning

Yes

No

Lighting

Yes

No

Renewable Energy (Solar PV & Thermal)

Yes

No

Water Heating

Yes

Yes

Thermostat

Yes

Yes

Property owners are encouraged to review the terms and conditions for all programs to ensure their project meets all eligibility criteria.

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